The Talk Notes: March 2010

hey readers..

so, this is my second entry for my blog. Today notes is about PRODUCT REVIEW.

PRODUCT REVIEW

My product for today's post is about a services from SME Credit Bureau (SMECB). SME are stand for Small and Medium Enterprises. SME Credit Bureau is actually the first company in Malaysia that help all the bankers, businessman and small and medium enterprises in their daily work. It is established on June 3, 2008 by the Credit Guarantee Corporation Malaysia Berhad (CGC), the premier SME credit enhancer in Malaysia since 1972. CGC is a subsidiary of Bank Negara Malaysia (Central Bank of Malaysia). The Bureau is also supported by a strategic partnership with Dun & Bradstreet (D&B) The SME Credit Bureau is a leading provider of credit reports on SMEs in Malaysia.

TARGET AUDIENCE

The target audiences of SME Credit Bureau's services are FINANCIAL INSTITUTIONS (Bankers), BUSINESSMAN, and all the SMALL and MEDIUM ENTERPRISES (SME). For financial institution, this services will help them to quickly assess a firm's credit standing by collating available key information of a company's performance and payment history to provide an overall evaluation of the firm's creditworthiness. This process is streamlined into the Bureau's Applications thus improving the efficiency of the credit assessment information flow. For businessman, they help them to provider of SME credit information and ratings that facilitate financing and business decisions in a timely and convenient manner. For the SME, SMECB can help them to look up their client business report and all the information report about the client. So, all in one I can say that all these financial institutions, businessman and SME facing the same problem with their client, firm's credit standing, and untruth company data profile about their client.

PRODUCT PROMISE

With the trusted resourse that they got from Central Bank of Malaysia, Credit Guarantee Corporation Malaysia Berhad (CGC) and Dun & Bradstreet (D&B) risk management, this services promise to their client on the all data reports are 100% reliable, trustred, and accurate.

SOLVE THE PROBLEM

Base on the research that i had been done, most of the SME's client are from the big company such as Maybank, CIMB Bank, Hong Leong Bank and many more. Like what i had been said before, SMECB had solve many problem to their clients like they provide the trusted, reliable and accurate data which is help their client from being cheat by their clients. Besides that, SMECB's clients also know their credit rating and their company rating in the bussiness or financial institutions world.

GOOD VALUES

Basically this services already exit in United State Of America and very popular among the financial institution and businessman. In Malaysia, this is the first services and SMECB don't have any competitor. through my observation, company who register with SMECB, the system of working becomes more efficient and it's really help them in terms of many things.

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